They promise you a small book and you are lucky if you receive 25% of their promise. They pay you on a percentage grid based on the banks commission on a sale. What they don’t disclose is that they are taking some off the top. They give you what seem like great branches until you get there and realize that other FAs have taken all the good clients for years and now retain them when they move branches. The few clients they do leave you are generally nightmares including the fact that the bank pressed Colorado life on the clients and they can’t get their money out without a hardship. There was a reason they were paying so much more than other carriers because of corruption. You are forced to try to salvage that and many other sales that were not the best fit for the clients. The FA managers seem like they just want to have the seats filled at any cost and mainly that cost is straight deceit.
