Not as bad as some, Worse than most when it comes to ethics and business practices - Insurance Agent Prudential Employee Review

During open enrollment and throughout the year people are being sold plans that are more expensive and are not the best options available. During open erollment 95 percent of the insurance they sold are non compliant plans and if the individual or their family had a seriousl health crisis like an open heart surgey they are facing financial ruin. The churn rate on most of the products is 70% after 3 months or when people use it for the first time and realize that it is junk.. That means that 70 Non market place plans are very profitable but not in anyones best interest except the company selling it. Selling them as a viable option during open enrollment and leading the client to believe that it is part of open enrollment is very unethical and although may not be illegal potentiallly will hurt alot of people. Leading a person to think that this is a more affordable option is a down right lie. 93% of the people who bought policies could have gotten money to help pay for their coverage and had far superior insurance. They called to buy insurance because they know it is open enrollment but are sold a junk product that is non compliant and does not meet the minimun standards under the Affordable Healthcare Act The average agents arent even marketplace certified and they are selling junk products during national open enrollment that were illegal to sell before Trump took office. The really shameful thing that they did was had a small group of people sell ACA plans to people who had serious health issues. They had to do it because how could you justify selling insurance during open enrollment and not even offering the products that people are calling about and being talked into really crappy insurance. After the enrollment they stopped compensating on ACA plans which says alot about the ethics of this company."We have to pay a few people to do this so we can can at least keep up appearances" after one month they stopped compensating those fold