Pros
Great, smart people regularly available Abundance of resources available Very flexible work hours (but as a financial advisor program that is to be expected)
Cons
Slow processes for some very simple tasks (aka bureaucratic), but that's to be expected at any big firm really Compensation is unacceptable. Inadequate starting salary for surrounding cost of living, and it begins to go away after 1 year. There's virtually no aid in getting your business off the ground (they give you $260.00 a year in expense reimbursement, which is an insult coming from a Top 5 bank). They also take 60 - 80% of your sales, depending on your performance. So they take the lion's share of your money, then expect you to then spend even MORE money to build your book.