Pros
Free biscuits, coffee, green tea etc in the small sitting area that they call a cafeteria. Flexi hours so you never leave office. Proximity to public transport. The score calculation is an exciting part of the bureau. Data team has an excellent learning curve. The knowledge of banking terms, loans and information around it.
Cons
There is no time off! The bureau works 24*7*365 and so do you. They are very understaffed and they expect you to be up every minute at their service. There is this thing called as an earned leave but the amount of approval required makes you really get the feeling that you have earned a holiday. Also that doesn't mean they can't ask you to come online, they obviously can cause you don't have a life outside office. Everybody is into everybody's business, your life outside office is monitored as much as it is monitored inside. There are zero perks, zero incentives and everybody is in support. They expect you to login instantly but can't approve your work from home cause you logged in instantly on their command. Also here even putting things on mail doesn't matter, they don't care about mails too. The manager to employee ratio is very bad. There could be one person reporting to 2-3 managers. Also you are expected to be client facing even if you are working in data which isn't really client facing. There is nothing that you can't do but there is everything that isn't significant enough to be considered for your KRA.