Pros
- make your own schedule
- flexibility
- great people in the office - minus a few
- a lot to learn
- getting your licenses
- learning time management
- some management and some older advisors are really helpful
- open architecture really helps to expand your business
- splitting commission with management is better than splitting it with a regular advisor
- the manager I had was a great guy,
- great training for sales and great training to learn product within the insurance/investment industry, will definitely keep the knowledge that I learned so that when I eventually am down the road facing retirement and other aspects of life I know I will have all of the right planning in place.
Cons
- 100% commission is extremely tough
- tough right out of college, especially if you have to pay back student loans
- definitely need a good sum of money before hand to stay afloat
- leads through the orphan program are awful, better off spending time prospecting; hantel program and agent of the day are a lot better
- Need to ask for help or you will sink
- sink or swim environment
- definitely a career vs. a job mentality- if you go in thinking short term you won't make it
- whatever lead you get from the company, you have to give 25% back to the house even if it is the littlest case in the world, which is a bit absurd