Only if your Desperate and have no integrity - Loan Officer Achieve Employee Review

1.0
28 May 2015
Recommend
CEO approval
Business outlook

Pros

They pay you $20 a hr for 3 months while you look for another job. If your willing to work 12 hrs a day they will over pay you.

Cons

Freedom plus loan officer is a absolute horrific nightmare of a job in every aspect. I could literally write a book on how miserable you will be working for this dept . You will feel awful offering your product and required to have no conscious. Rates are double competitors and managers teach you tactics to be deceptive and confuse the client. Underwriting dept is a complete mess and more political and discriminant then anything . You can send the same file and will get a different answer from each Underwriter which is unfair to customer. The goal is to rush the customer through the process so they won't shop and in the meantime request documents from them so they feel committed before they even know if their approved and aware of the loan details. Acting as certified loan sharks saying as little about the loan details as possible and finding someone so desperate they will try anything but in reality there's no benefit. Just taking customers credit card debt and putting it in a loan at 20% and charging 5% fees to do it.

avatar
Achieve Response
11y
We appreciate the feedback and it’s very unfortunate that we were not able to learn of your experienced before you decided to leave. Freedom provides many options for team members to communicate concerns and issues to our leadership team and encourage team members speak to us as soon as an issue comes up. We encourage all our FFN team members to first go to their Team Lead/Manager or anyone in HR or management - they should go to the person they are most comfortable approaching. We regret not having this opportunity with you but appreciate the feedback so we can address for those who are not familiar with our great Freedom family and the great work of many dedicated employees on the FFN team. The Freedom Plus team deserves recognition as they are forging the way for a new product for our company and a new product in the lending world. We provide informative training and support to all new FPlus team members and stress the importance of offering the client the best loan product available to them. We understand that the rates we provide are not always the lowest and we are certain they are competitive for each client. We strive to offer every client a quick response to their loan inquiry. The best way to do this without wasting the time of the consumer and the agent is to gather the needed information to make a decision then present the consumer with the options that are available to that specific person. At this stage we offer complete disclosure on our rates and fees and as an added verification we present every new client with a Welcome Call to review the loan in it’s entirely. We believe in conducting business with the highest level of integrity and would ask any employee to immediately bring to our attention any actions that are not consistent with our FFN core values. We are very proud of our hard working employees that make up our Freedom Financial Network family who through their efforts, transform the lives of our clients by offering financial solutions that help them find financial stability for themselves and their families.

Explore other reviews about Achieve

5.0
24 May 2026
Recommend
CEO approval
Business outlook

Pros

Strong leadership team with right priorities in place, remote work, good wlb

Cons

401k match subpar, no stock unless you’re senior leader

3.0
12 May 2026
Recommend
CEO approval
Business outlook

Pros

- The people are generally very kind and collaborative broadly. - I believe the company is genuine in its mission to only earn profits by helping everyday Americans move forward on the path to a better financial future. - The company at large and some of its leaders aren't afraid to try things and then pivot if they don't work to try something else, instead of doubling down over pride or ego or stubbornness.

Cons

- There's a lack of clear and strategic leadership that leaves job ambiguity, which places the employee at a disadvantage with performance measurement, which is how they award quarterly bonuses. Without clear SMART goals, it becomes a game of bring me a rock, but not that rock. - Towards the end, they were implementing a start-up entrepreneurial mindset style that was leaning away from valuing work/life balance and getting more demanding and desperate in attempts to meet metrics.

avatar
Achieve Response
1mo
Thank you for taking the time to share your thoughts. We value all feedback, and we’ll carefully review the areas you mentioned as we work to always GET BETTER by improving the experience for all employees.
See reviews by: Helpful|Rating|Date|All