Pros
TransferWise has really cool working culture. The people here are nice, willing to help you out. Each and everyone takes initiative and their responsibility seriously: 1. No blaming: Whenever you make a mistake, accept it, fix it then tell everyone your lesson. No one is gonna blame you for that. 2. Absolutely no politics: You dont exactly have a boss, more like a mentor/guide/leader and normally they act like your friend. 3. Great learning curve: The company has a startup culture, most people has to do lots of stuff on the ground, this opens opportunities to learn. 4. Direct feedback on your performance from your co-workers: Every quarter/half a year, you will get feedbacks from people you have worked with about what you have done and what need to be done. 5. Free trip to Estonia every year for company event, where all employees gather and party, have fun for 3 days.
Cons
1. Compensation is only acceptable 2. Learning curve stales after the first year, not much else to do, work becomes chores 3. The company is growing too fast, new comers and people keeps moving between department makes it hard to have a stable team. 4. People have to define their own career path since the company is not so clear on this.