Pros
There is not much at this stage. There used to be some good people around.
Cons
The company is clearly struggling, and a lot of the openings you see are not growth hires — they are backfills because people keep leaving. Even when they do backfill roles, they often hire at lower pay while expecting the same workload and responsibilities.
If you are looking for a true fintech environment where people move fast, build things, and learn, this is not the place. At its core, this is still a slow traditional bank wrapped in a fintech shell. Everything is buried under layers of risk, compliance, approvals, and bureaucracy.
There has been very little career growth internally over the past few years because of the company’s financial situation. Promotions are on exception basis, raises are limited, and most teams are operating under cost pressure. Once you join, do not expect meaningful upward mobility anytime soon (or ever).
The equity is also hard to take seriously. The company continues to lose money every quarter, morale is low, and confidence in leadership is weak. Internally, many people already see this as a sinking ship and are trying to leave before things get worse.