Pros
Remote work from home. Pay at first was pretty good, then that suddenly changed before their quarter 3 report to shareholders. They do give you some options for insurance and a 401k. However, statistically you won't be there long enough to take advantage of the benefits.
Cons
Well, besides cutting your pay on the base wage, and changing your commission structure, a lot of quality agents quit. The monthly target of required sales is not possible if you are on a rookie tier or 3 tier system. The leads you get are pitiful, quite literally the worst conversations to have. Good luck. Maybe less than 15 agents are in the six figure range, the rest are just there to get the scraps that the top agents missed. Believe me, it's completely unfair. Human resources even send's out 30 day, 60 day, and 90 day requests for new agents to write positive reviews on job board sites to keep the recruitment process on going. All this job is a sweat shop. 60% of your policies you will write will be cancelled. They have a QA department that analyses your calls and will take 10, 15, 20% of your commission checks due to minor infractions like missing email addresses of your 78-year-old customer who doesn't have email. Oh, and I almost forgot, but you're going to be back in pre-school with internal communications. They have management that writes e-mails with emoji's, multicolored fonts, they use .GIFs images to "motivate" sales teams. Which brings me to my next point, the Kazoo or YEI points. Yikes, this is embarrassing. Instead of giving you quality leads or calls you can close, they ask you always keep taking one more call, because that next call CAN be a sale, it's unlikely, but it's their way of motivating you. Nothing like some fake points to use in the company store, instead of getting money that motivates most people.