employer cover photo
employer logo

Remote gig - Fraud Detection Representative PSCU Employee Review

1.0
30 Dec 2022
Recommend
CEO approval
Business outlook

Pros

Its just another remote gig

Cons

-Its a revolving-door gig has a high turn over rate. Most tenured person in my team has 6 months. -The time-card system is total garbage. It docks your pay down by the minute for any tardiness, yet if you stay late on a call the time system wont account for it because its "too small" of a time interval to account for, which is total BS. -Their benefits page shows 4.5 weeks PTO for 0-5 active yrs, but after I got hired I was told that its incorrect its actually 104 PTO/40 sick hrs (3.6 weeks) -30 minute lunches -No flexibility with scheduling with strict adherence -Bonus's are given only to very few top associates that chase the carrot hard enough -Can't do any misc tasks during your shift like read emails/employee handbook/benefits/update breaks/submit PTO requests, etc because they set 5 minutes at start and end of shift and that it. If you get caught doing misc tasks outside of those 5 minutes you're in trouble. -You'll be working with your hands tied because this gig is you being a 3rd party rep and as such you have next to no access to do anything about callers issues -Their process is so broken calls are always getting Ping-Ponged between financial institutions, P.S.C.U, and various other departments. -You'll handle calls from over 50 credit unions, banks, handle personal/business accounts, and even some international accounts. -Total insanity and inconsistent procedures for various banks and credit union clients its impossible to keep up with all their special handling procedures, but good luck explaining that to "Quality". -As a 3rd party rep you are unable to properly take care of these callers issues especially on weekends so expect to deal with a lot of hostile callers. -I have NEVER had so many scripts in any call center job as this one. -Back to back calls entire shift. Wrap up has to be less than 1 min or you must explain yourself. -On top of inbound calls, you must make manual outbound calls, AND plus they put you on an auto dialer. -You'll spending your days constantly apologizing for bad programmers eff-ups and inability to make a good security system or dealing with hostility from callers, managers, QA, scheduling, and other Big-Brother spies. -You must be willing to handle getting cussed and humiliated. Callers always think you are a scammer and your calls come up as "Scam Likely" -This automated security system they have is glitch-y garbage and repeatedly/unnecessarily/randomly blocks peoples cards even after verification is done causing hoards of angry callers. IMO this feels intentional just to generate calls on-purpose. -Their system sucks so bad that SS#s are constantly flip-flopped between account holders, and its terrible for searching accounts when people call in without their acct# plus they are already skeptical of you and they want you to present yourself as if you are the actual bank or credit union client -It sucks to have to close down someone's card and then have them call another number afterwards to ask for the replacement. This system can't even update contact information. -Need to handle 20-26 calls per hour... -QA "quality assurance" dings for the most petty thing which affects pay. And no time is given so you can review their petty reports. -You'll report to a supposed "manager" but they aren't real managers, they are EXTREME micro-managing Naz*s. They make it a point to drill that Big Brother is watching. They don't actually help with solving customer problems and only purpose is to give brow-beat-down sessions aka "coaching opportunities" making things even more miserable. -If you're looking to lower your stress levels and better your mental health, this is not the gig for you, but it is good to use as a gig while your in-between jobs.

Explore other reviews about PSCU

5.0
3 Nov 2024
Recommend
CEO approval
Business outlook

Pros

Nice company to work for

Cons

None so far that I saw

4.0
28 Feb 2024
Recommend
CEO approval
Business outlook

Pros

The company's culture is inclusive, they are very good at soliciting feedback from employees, they utilize Clifton StrengthsFinder, they are trusting and empower employees to be at their best. They offer Tuition Reimbursement and have Mental Health programs and several other wellness programs that employees are encouraged to participate in. PSCU is consistently working on employee engagement programs and DEI initiatives. The organization is truly caring of their staff. Employees are recognized often for their good work.

Cons

There is a tendency toward a falsely positive façade in my division. There are many system related challenges in the Contact Center, which makes it challenging to train new employees. There are times when poor behavior is overlooked and seems not to be addressed appropriately, or it is inconsistent. Often there are team members that are not recognized for their efforts and others that are not held accountable. There are times when team members let others take the work they don't want to do, because it is not work that is highly recognized.

6
See reviews by: Helpful|Rating|Date|All