Low base salary & tricky incentives - Senior Personal Loan Specialist OneMain Financial Employee Review

3.0
9 May 2026
Recommend
CEO approval
Business outlook

Pros

My individual branch leadership is hands off (almost too much). Don't need to worry about micro mgmt. District mgr is very good, pitches in right along side us. Leads by example. Won't ask anything not willing to do themselves.

Cons

Base salary is crazy low. Incentives make in more in line for sales. But incentives are linked atogether collection goals too. So you can sell all month, surpass goals, and make no bonus if branch doesn't make delinquency goal. Very convenient loophole to not pay sales bonus incentives. Serious sales people are going to want to be paid for each loan they sell. Each loan makes $$ for company.

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OneMain Financial Response
1mo
Our compensation and benefits are guided by company principles and reviewed regularly to ensure they remain competitive and equitable. As part of this process, we evaluate salary ranges using industry benchmarks, market trends, and geographic considerations to maintain fairness and consistency.

Explore other reviews about OneMain Financial

5.0
5 May 2026
Recommend
CEO approval
Business outlook

Pros

Collaborative work environment, hybrid schedule, great leadership

Cons

None so far this year

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OneMain Financial Response
1mo
Thank you for sharing. We are happy to hear about your positive experience.
1.0
19 May 2026
Recommend
CEO approval
Business outlook

Pros

Your peers. I have a great group of co-workers though multiple have left because of HORRIBLE direct management in the AM department.

Cons

Low hourly pay. Tricky incentives. Shark like environment. Terrible and I mean TERRIBLE managers. Favoritism runs rampant at this place and goes unchecked. Lazy, incompetent department manager makes up his own rules (you MUST use your break time to go the bathroom) which goes endorsed by his superiors and HR. Reward people who live at that place and work insane OT hours because of the low pay, but crap on people working the normal amount of hours because you’re based on the “average”. Truly one of the worst management staffs I have ever seen coupled with lackadaisical training and one of the dumbest rules I’ve ever heard of…you must be at One Main for ONE ENTIRE YEAR before you can transfer out of the department or move up. Trust me when I say run as far away as you can from this place.

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OneMain Financial Response
3w
Thank you for sharing your feedback. We're committed to fostering a positive and transparent workplace and value our team members input. If you'd like to provide additional details, please feel free to reach out to HR for review.
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