Pros
You will have the opportunity to truly serve your clients as a comprehensive financial planner who can offer everything from life insurance to disability to long term care to investment management to annuities and savings plans. There is tons of upward mobility here and if you're looking for an opportunity on the management track early in your career this is a fantastic opportunity. Certainly there are costs to starting your own business, that should be expected with whatever company you choose but ING is transparent about this upfront and gives you all of that information in your paperwork. As for the hours, they're not short. But lets think about it this way: what are the most highly compensated jobs out there? Doctors and Lawyers are two. They enter their careers with hundreds of thousands of dollars in debt AND have to work long hours before they can get comfortable in their career. Skip the debt part, start a strong career early. It's like putting a rocket into orbit, once you work hard to get it there, it'll stay there for the rest of your life and you can have a comfortable and rewarding job for the long haul.
Cons
None. There are very few companies that I could say this about. But if you're looking for a chance to grow your skills and grow your self as an advisor this is a good option for you.