Pros
Work culture - everyone is friendly and eager to socialize.
Flexible working hours.
Opportunity to gain experience in sales & networking.
Cons
You are basically an insurance broker with extra steps.
Unclear Targets: The performance targets were not clearly defined from the outset, leaving employees in the dark about expectations.
Commission-Only Pay: The position operates entirely on a commission-only basis, meaning the first couple weeks you are taking from your own pocket to drive to multiple meetings all around the city. This creates significant financial instability from the onset. It takes a few years to reach a level where you can 'pay' yourself a monthly salary.
Limited Product Portfolio: You are restricted to selling life insurance and financial products tied to Liberty, which significantly limits your ability to cater to clients' diverse needs.
Misleading Recruitment: The recruitment process feels deceptive, presenting an overly optimistic view of the job without disclosing the challenges or risks involved.
Ponzi-Scheme-Like Structure: The model heavily relies on onboarding new recruits to sustain the business, creating an environment that feels more like a pyramid scheme than a legitimate career opportunity.