Pros
Compelling mission, good pay, lots of quality people, continually improving layoff process.
Cons
Poor Business Model: Most discussions of the business model omit interest rates. The employee onboarding included this treatment some time ago, and it was clear then that Divvy's success is strongly tied to low interest rates. Once the fed drops rates back to zero, I expect Divvy's business model will spring back to life (until the next rate hike causes another cascade of layoffs). Lack of Diversity: While the DEI program is quite good, the rest of the company is still stuck in the "things are best when everyone is the same" mentality. On a number of occasions, game-changing solutions were rejected because that's "just not how Divvy does things." More acceptance of different viewpoints would have provided key lifelines in this high-interest environment.