The company is designed to be as mechanical and bureaucratic as possible, with a prioritization being placed on limiting expenses. Historically this has always been extremely profitable for a business, but an ancillary result of that is a terrible work environment for employees. For example, the company spends as little as possible on its HR and IT departments, causing them to be the worst in the country. For anyone who questions the authenticity of the voluminous bad reviews on glass door, please also review the company responses to the bad reviews. The company responses (provided by a SVP no less) offer invaluable insight into the extent to which Axos actively endorses its abusive and unprofessional work culture and work environment.