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Combined Insurance Reviews

Updated 16 December 2017
537 reviews

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3.8
StarStarStarStarStar
Rating TrendsRating Trends
Recommend to a friend
Approve of CEO
Combined Insurance President Kevin Goulding
Kevin Goulding
1 Rating

537 Employee Reviews

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Pros
Cons
  • long hours, travel, door to door sales, (in 31 reviews)

  • If you want to earn big incomes , need to be prepared to work long hours through the learning curve (in 25 reviews)

More Pros and Cons

  1. "Excellent Company"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Agent in Edmonton, AB (Canada)
    Current Employee - Agent in Edmonton, AB (Canada)
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (More than a year)

    Pros

    Pay and bonus structure. Amazing people and agents and service!

    Cons

    Requires a desire to run your own life!

    Advice to Management

    Keep doing what you're doing.... amazing environment appeals to millennials


  2. "Great company with some drawbacks"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Representative in Jacksonville, NC (US)
    Former Employee - Sales Representative in Jacksonville, NC (US)
    Doesn't Recommend
    Neutral Outlook
    Approves of CEO

    I worked at Combined Insurance full-time (Less than a year)

    Pros

    Flexible schedule with great earning potential. Very supportive management staff, and great hands on training. Provision of a mentor to help get started

    Cons

    Mandatory meetings a far distance from service area that could easily have been accomplished via conference call. Highly demanding management. Unrealistic goals


  3. "Agent"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Agent
    Current Employee - Agent
    Doesn't Recommend
    Positive Outlook

    I have been working at Combined Insurance full-time (More than 3 years)

    Pros

    Good money great bonus structure

    Cons

    The last employee is not telling the truth you do not have the ability to make your own schedule by any means

    Advice to Management

    Truly look at your management and be upfront with new hires


  4. Is this helpful? The community relies on everyone sharing – Add Anonymous Review


  5. "Home Office staff problems"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Combined Insurance full-time

    Pros

    friendly enough people at home office

    Cons

    combined pays lower than average, tends to attract a lower level of talent that comes with it. High home office staff turn around, leading loss of knowledge. focus is all on the agents and supporting them. staff are expected to do things that have nothing to do with their position, from chasing down refunds to making sure they get applied correctly to a policy, none of which is underwriting related. Lots of system testing done by unqualified staff, who really have no idea what they're doing. Things are done quickly to get high volumes processed, but nothing is done properly. Fixing problems instead of preventing problems is the norm.

    Advice to Management

    Pay more attention to home office salaries. Try to retain talent. Otherwise the problems will continue.


  6. Helpful (1)

    "You get what you put into it"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Agent
    Current Employee - Agent
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (Less than a year)

    Pros

    Straight commission. There is no base salary but, I had to put something in the box in order for me to submit this review. There's tons of opportunity to make really great money in this business. The company has fantastic bonus money that you can earn rather easily, as long as you're following the sales success system. You have nearly full autonomy and you have the support of management, every step of the way. There's definitely room for advancement and the training is second to none. You get to sell supplemental benefits to individuals and business, unlike our competition....quack quack. Get it? Since they're leaving a lot of self-employed and 1099 people to fend for themselves, Combined Insurance is there to help! Bonuses can reach up to 3000.00 or more, per month and that's only the beginning! The possibilities are endless, pretty much!

    Cons

    The benefits structure needs to improve dramatically! Splitting the cost of benefits with the employees 50/50 just isn't going to get it done. Employees need to be valued at a much higher level than this. Employees are busting their back-sides to be successful and earn their living. The last thing we need to worry about is how we're going to pay our doctor or hospital bill, should the unexpected happen!!

    Advice to Management

    See the cons section!!!

    Combined Insurance Response

    28 Nov 2017 – Social Media Manager

    Thank you for taking the time to review our company! We especially appreciate hearing from our current employees. As you mentioned, our sales agents have the flexibility to create their own work... More


  7. "Customer Service Rep"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Recommends
    Approves of CEO

    I worked at Combined Insurance full-time

    Pros

    Nice and understanding management / Good benifits

    Cons

    office location is in the middle of nowhere... hard to get to

    Advice to Management

    training more often


  8. "Agent"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Agent in Farmingdale, NY (US)
    Former Employee - Sales Agent in Farmingdale, NY (US)
    Recommends
    Neutral Outlook
    No opinion of CEO

    I worked at Combined Insurance full-time (More than a year)

    Pros

    Worked at Combined for 2+ years. Only left due to personal health issues. My Market Director was extremely caring and understanding. My manager was always supportive and went on appointments with me whenever I needed help.

    Cons

    It's not an easy job but you get out of it what you put in. It's easy to blame the company and those in positions above you when you don't do well. It's harder to look at your own actions or lack of. I hope to return to Combined if my health allows.

    Advice to Management

    Those that care look around you there are some that don't belong in management. Do the right thing and take this out and you'll build a better team.

    Combined Insurance Response

    28 Nov 2017 – Social Media Manager

    Thank you for taking the time to share this thoughtful review. We know strong leadership starts with having compassion, so it’s really great to hear that you’ve experienced this type of leader at our... More


  9. "working at combined Insurance"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time (Less than a year)

    Pros

    great place to work, great environment and excellent training

    Cons

    if you are not hungry or eager enough to learn how to be successful, this is not the job or career for you.

    Advice to Management

    none at this time. Keep striving to be the best at what you do

    Combined Insurance Response

    27 Nov 2017 – Social Media Manager

    Thanks so much for sharing this positive review! As a current employee, we especially appreciate hearing from you. We wish you all the best in your career here with us!


  10. "Grueling"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Insurance Sales Agent in Louisville, KY (US)
    Former Employee - Insurance Sales Agent in Louisville, KY (US)
    Recommends
    Positive Outlook
    Approves of CEO

    I worked at Combined Insurance full-time (More than a year)

    Pros

    They pay good commissions-easy to advance to mgmt.
    Great potential to win trips

    Cons

    ALOT of driving-long hours to make the money

    Advice to Management

    Don’t promote too quickly

    Combined Insurance Response

    27 Nov 2017 – Social Media Manager

    Thank you for taking the time to share this review. It's true that commission-only sales is not for everyone. Success requires a lot of hard work and commitment. We wish you all the best in your... More


  11. "Excellent Place to Work!"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Combined Insurance full-time

    Pros

    Employee Development, Room for growth, positive environment

    Cons

    Occasionally, salaries are on the lower end of the scale

    Advice to Management

    More rewards for top performers

    Combined Insurance Response

    3 Nov 2017 – Social Media Manager

    Thanks so much for sharing this positive review! As a current employee, we especially appreciate hearing from you. Our founder, W. Clement Stone coined the phrase, PMA (positive mental attitude... More


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