Role: Credit Manager - UK

Work Location: Fully Remote

Schedule: Monday – Friday, 8:00 AM – 5:00 PM (GMT)

Experience:

• UK SME or commercial lending: 3 years (Required)
• Credit, Underwriting, or Risk Management: 5 years (Required)
• Team Management: 3 years (Required)

About the Company

SimplyFunded is a fast-growing UK-based business finance provider. We offer short-term, flexible funding to small businesses both in the UK and AU, and pride ourselves on fast decision-making, efficiency, and strong broker relationships.

We’re a close-knit international team where teamwork and culture matter. Our structure is designed to support you, not weigh you down. We believe in empowering our employees, not micro-managing them.

And because we work hard, we celebrate together! Every year, we host a Team-Connect Week, a fully company-funded trip to one of the Philippines’ tropical islands or in other countries.

The Role

As the Credit Manager, you will own all aspects of the Underwriting operations with the goal of maximizing performance and outcomes and ensure company revenue goals are well supported.

The Credit Manager is responsible and accountable for all aspects of team oversight, including the successful delivery of all Underwriting functions on a daily basis, as well as team and people development. You’ll play a leading part in shaping credit policy, assessing affordability, and making sound lending decisions in line with our risk appetite. The Credit Manager will report directly to the Global Head of Credit (Philippines) and work closely with the CEO as well as Sales, Applications, and Collections teams to ensure credit quality is maintained as we scale.

Your Responsibilities:

Team Leadership and Oversight

· Lead, coach, and develop a team of Underwriters responsible for assessing credit risk and compliance.

· Monitor individual and team performance against the established SLAs, standard throughput, and quality, ensuring accountability for pipeline management.

· Create a culture of ownership, collaboration, and continuous improvement.

· Create and continually foster a culture of excellence, where all members of the team are motivated and inspired to continually raise the bar and to challenge status quo in evolving processes and technology.

· Serve as an escalation point for complex inquiries and issues.

Operational Execution

· Oversee day-to-day Underwriting operations.

· Partner cross-functionally with Accounts, Collections, and Sales to ensure seamless file handoffs and resolutions.

· Review and refine team’s procedures, controls, and reporting to ensure risk mitigation and compliance.

· Manage pipeline health and proactively identify and address bottlenecks.

· Provide final credit sign-off on deals within authority limits.

· Monitor application quality, arrears, and trends to ensure long-term sustainability.

· Identify and address process inefficiencies, ensuring corrective measures are implemented.

What’s in It for You?

• Competitive salary and benefits package.
• Remote role – work from anywhere in the Philippines.
• A company culture that values fairness, teamwork, and transparency.
• Annual company-funded Team-Connect Week in the Philippines or overseas.

Pay: Php120,000.00 - Php130,000.00 per month

Benefits:

• Work from home

Work Location: Remote