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      Monzo Bank

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      Senior Software Engineer Interview

      26 Mar 2026
      Anonymous interview candidate
      No offer
      Negative experience
      Difficult interview

      Application

      I applied through a recruiter. I interviewed at Monzo Bank

      Interview

      The process is very structured, and very long. It takes about a month to do the full loop, you get a lot of feedback at each stage and you are able to meet a lot of people, which is good. However, I think this takes something away from interviewing at Monzo, because you are not able to meet people you will be working with. Because of this, it's hard to make a call on whether you'll be happy joining the company, as it's a gamble what team you'll end up in. The first round is a recruiter screen, pretty standard. The next round is a call to discuss a past project. The following stage is a technical, take home or pairing. The final stage is a two hour system design and behavioural. Overall the process is very intense. The system design was not a typical system design interview. They are clearly looking for a specific solution with very specific technology choices. It's obviously solvable in many ways but they aren't interested in hearing anything that diverges from the approved solution (study their tech stack, Kafka and Cassandra). So it's less of a real system design interview and more of a guessing game. Core concepts of system design are glossed over and ignored here, such as queueing choices, database redundancy, caching, etc. The behavioural interview is focused heavily around impact and products. Have examples of your best projects. It's a bit over the top, almost like you are being interviewed for an Engineering Director role. From what I understand everyone goes through this too, which seems overkill. The interviewers were nice, but it's clear that the pressure in this environment is at the absolute maximum once inside. I don't believe Monzo are paying enough to justify this, they are looking for FAANG-level employees and paying quite poor salaries. They probably need to consider adding £50-75k on their more senior bands. I would not have accepted an offer based on comp and my experience in the process.

      Interview questions [1]

      Question 1

      Describe a time when you have had to persuade someone?
      Answer question
      3

      Other Senior Software Engineer interview reviews for Monzo Bank

      Senior Software Engineer Interview

      27 May 2026
      Anonymous interview candidate
      London, England
      Declined offer
      Negative experience
      Average interview

      Application

      I applied online. I interviewed at Monzo Bank (London, England)

      Interview

      Rude interviewers, underprepared and fighting between each other during the interview. Very slow process that easily spans multiple months. The HR person who guides you through it might even misdescribe stages of the process. Such a subpar execution of an interview process that I was left wondering whether they are actively trying to push people away.

      Interview questions [1]

      Question 1

      How would you design an API for this, but first tell me about different paging mechanisms, but first describe the UX as you intend it, but first tell me about database indexes. I won't let you finish a phrase. I will ask exactly the same 3 minutes from now.
      Answer question

      Sr. Software Engineer Interview

      30 Apr 2026
      Anonymous interview candidate
      No offer
      Negative experience
      Average interview

      Application

      I applied online. I interviewed at Monzo Bank in Mar 2026

      Interview

      Full interview process for a Senior SWE role. The experience included a technical project review, pair programming, and a final stage for System Design and Behavioral assessment. Early in the process, the role was re-leveled. This decision was communicated after limited technical interaction and before a comprehensive evaluation of my leadership background or career trajectory. The System Design session utilized a pre-structured Figma template. This format directed the discussion toward a specific, pre-determined solution, which limited the opportunity to demonstrate broader architectural reasoning or trade-offs. During the Behavioral interview, the atmosphere felt transactional. There was a notable lack of conversational engagement, and my responses were frequently abbreviated by the interviewers to meet strict time constraints. The session concluded prematurely, leaving minimal time for candidate inquiries. While preparation materials are provided, the actual execution felt rigid and focused on internal checklists. I would advise future candidates to be prepared for a highly structured environment (or avoid it) where leveling decisions may occur early in the cycle.
      1

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