Slowly downhill - Personal Loan Specialist OneMain Financial Employee Review

3.0
23 Apr 2022
Recommend
CEO approval
Business outlook

Pros

Mostly set hours, but some Saturdays are required, usually with very little notice. Pto is well above average but several restrictions on when you can use it, which can make it difficult to ensure everyone in the office uses all they earned. Other than stress over targets and sales, job is pretty easy overall.

Cons

Goals for loans have increased dramatically in the last couple years. In same cases being more than double. Constant pressure to hit and exceed targets. Constant emails, meetings, and talks with management about doing better, even if you are on track. Very difficult to ever move up. There's only so many offices in an area. Hourly pay rate barely changes, less than cost of living year to year and if you ever ask you're just told to sell more products if you want more money and shut down immediately. This is not a commission based job. You get very little from sales and only from a couple of specific products. These products also have a set price so you must sale a lot of them to really notice any difference in your pay. Forced to solicit people you know will not be approved or were very recently declined. Wasting time and increasing the odds you get to deal with upset customers.

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OneMain Financial Response
4y
Our total compensation package includes competitive base salary, benefits, time away from work, and opportunity to each incentive compensation for our branch employees. A positive work environment is important and we work with Team Members to evaluate advancement opportunities understanding some of these may be outside of the local area. -AS

Explore other reviews about OneMain Financial

5.0
5 May 2026
Recommend
CEO approval
Business outlook

Pros

Collaborative work environment, hybrid schedule, great leadership

Cons

None so far this year

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OneMain Financial Response
1mo
Thank you for sharing. We are happy to hear about your positive experience.
1.0
19 May 2026
Recommend
CEO approval
Business outlook

Pros

Your peers. I have a great group of co-workers though multiple have left because of HORRIBLE direct management in the AM department.

Cons

Low hourly pay. Tricky incentives. Shark like environment. Terrible and I mean TERRIBLE managers. Favoritism runs rampant at this place and goes unchecked. Lazy, incompetent department manager makes up his own rules (you MUST use your break time to go the bathroom) which goes endorsed by his superiors and HR. Reward people who live at that place and work insane OT hours because of the low pay, but crap on people working the normal amount of hours because you’re based on the “average”. Truly one of the worst management staffs I have ever seen coupled with lackadaisical training and one of the dumbest rules I’ve ever heard of…you must be at One Main for ONE ENTIRE YEAR before you can transfer out of the department or move up. Trust me when I say run as far away as you can from this place.

1
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OneMain Financial Response
1mo
Thank you for sharing your feedback. We're committed to fostering a positive and transparent workplace and value our team members input. If you'd like to provide additional details, please feel free to reach out to HR for review.
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