Pros
The learning here is the only thing that I can think of. They have trainings and seminars that you always have to pay for (haha) but they are packed with great info.
Cons
- NO BASE PAY. - LONG DAYS (with no pay) - SPLIT ALL OF YOUR CAES (with senior agents who know what they're doing: because you have to "pay to play") They will build a dream of selling 100-250K a year by year 4. The product is not a good recommendation for clients: so selling becomes hard since you're selling off of referrals and once you learn enough about permanent life insurance you realize 99% of the people you're pushing it on would be better served putting their money into other vehicles. You aren't a captive agent, but you really are. The only products that are tied to your performance bonus and metrics are the proprietary Northwestern Mutual products. The product is simply not competitive once you learn about what other insurance carriers are selling term and permanent coverage for: so selling this creates a moral dilemma of doing what you know is right or doing what you need to pay your bill? GO LEARN ELSEWHERE: the learning being the only pro isn't bad for someone fresh out of college doing the internship. You will learn relentless hard work ethic that will benefit you when you decide to get a real job 6 months after "volunteering" at Northwestern Mutual. This is a glorified pyramid scheme that is better than the World Financial Groups and Primericas of the world: though not by much.