Why doesn’t Amex platinum have 4x points on restaurants and groceries like the gold card has
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My patience for this job is waning… I’m 35, single, no debt - Made some decent investments last year in some AI chip stocks and now they’re coming to roost.. my brokerage account is now more than my 401k. I feel like my life is 90% work and 10% everything else. I wonder if I should take some extended time off (6mo-1yr) as I would love to actually have space for things during the week again and explore / grow in other areas of my life. Is it time?
Bc then why would you need to have the gold card too? Less $$ for Amex.
Simple. Gold and cobalt (the latter more so for millennials and early gen z) are aimed more at living and lifestyle with a more aggressive focus on daily categories so that you can earn points for travel. The platinum was always a higher end work/ lifestyle card that was more designed to grant access and focus on categories that mattered to a slightly higher demographic (lounge accesses, invites by Amex, waived green fees for golf, travel perks, status etc.). Many of the times they banked on you using the platinum for work and then taking them up on a discounted offer for a personal gold. That way you could really turbocharge your earnings on all fronts
PlatAm has to be paired with a points card tbh. I use it for the perks and use the chase unlimited for points.
If you need a gold card, DM me for a referral!
I gotchu with a plat referral. Lounge access is 👌🏼
Why isn’t a quarter pounder with cheese the same as a Big Mac?
Because platinum card owners have private chefs (/s, to be clear)
Platinum is more for perks/benefits than point accurual
So they can get you to pay for more of their cards.
If you have platinum you can add gold cards for free..
Yes, but you don’t earn against the Gold Card rewards structure