Pros
Flexible shift Hours and chill environment
Cons
I would not recommend working at KPay, especially for Business Development roles. The commission structure changes constantly with little notice. It originally started at $150 instant payout per terminal, then shifted to requiring merchants to reach a vague transaction threshold before any commission was paid. The calculation was unclear even to BDs. Recently, the structure changed again, now based on monthly turnover (every $15k) rather than per terminal. In some cases, BDs signed a large number of terminals expecting the original commission, only for the structure to change immediately afterward. Management frequently talks about “high commission potential”, but the reality is that the rules keep changing, making income unpredictable and targets increasingly unrealistic. Other concerns: Low base salary (~$55k before tax) No travel reimbursement No meaningful benefits Regular overtime expectations Product pricing is higher than many competing POS providers Complicated and slow approval process Terminal launch process is poorly managed Claims of supporting certain payments (e.g., UnionPay) that do not work in practice There are also concerns around Visa sponsorship promises. BDs are told that sponsorship may be available if they hit aggressive targets, but later informed the company is not in a position to provide sponsorship. Overall, the environment feels focused on pushing high signing numbers, with changing policies that reduce payouts after the work is done. If you value stability, transparency, and clear compensation, consider this carefully before joining.