Relationship Banker Job Description

What is a Relationship Banker?

A relationship banker, also known as a personal banker, is the liaison between the customer and the financial institution, building and maintaining that relationship and offering advice on everything from personal and business accounts to investments, loans and trust management services. As a relationship banker, you will have broad knowledge of the products and services offered by the bank as well as the needs and financial goals of your clients, helping them optimize and manage their accounts.

As the main point of contact for your clients at the branch location, you will need to bring your superior written and verbal communication skills to the table each and every day, along with a strong grasp of numbers and finance, a passion for customer service and a professional, friendly demeanor. A minimum of a high school diploma with prior banking experience, or an associate or bachelor's degree is required for all applicants.

Relationship Banker Job Description Template

Job Overview

Example Co. is one of the leading companies in our field in the area. We're proud of our 3.6 rating on Glassdoor from our employees. We are hiring a talented Relationship Banker professional to join our team. If you're excited to be part of a winning team, Example Co. is a great place to grow your career. You'll be glad you applied to Example Co.

Responsibilities for Relationship Banker

  • 1. Reach out to prospective retail banking customers and establish business relationships.
  • 2. Greet customers when they enter the branch and establish a professional, friendly rapport.
  • 3. Evaluate customers' financial needs, provide banking solutions and refer them to the appropriate branch officers as needed.
  • 4. Create new checking, savings and other deposit accounts for clients.
  • 5. Clearly explain product and service benefits, requirements and restrictions, changes and other related product information to clients and bank employees.
  • 6. Manage customer accounts, including opening and closing accounts and overseeing transactions.
  • 7. Provide ongoing banking relationship services with existing clients.
  • 8. Ensure customer satisfaction and resolve issues with banking products or services.

Qualifications for Relationship Banker

  • 2. Excellent written and verbal communication and interpersonal skills
  • 3. Personal computer and data entry experience
  • 4. The ability to maintain a professional, courteous demeanor even under high-pressure circumstances
  • 5. Knowledge of banking software and terminology
  • 6. Knowledge of banking rules and regulations
  • 7. Strong math and critical thinking skills
  • 8. Ability to process customer requests, identify problems and provide solutions
  • 9. Ability to work both independently and as part of a team
  • 10. Prior personal banking experience or experience in sales and customer service is a plus.

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